Insurance guides
Straight answers to the questions we are actually asked, with every requirement checked against its source and dated. Send one to someone who needs it.
What IRCC actually requires for Super Visa insurance
Every condition IRCC sets for Super Visa insurance: $100,000 minimum, one year from entry, and the insurer rule that changed in January 2025.
What affects the cost of Super Visa insurance
What actually drives the price of Super Visa insurance, why two quotes differ, and what to compare before choosing on cost alone.
Visitor insurance or Super Visa insurance?
Which cover you need for a parent visiting Canada, how the two differ, and why a short visitor policy will not satisfy a Super Visa application.
Term or whole life insurance?
How term and whole life differ on cost, cash value and length of cover, which most families need, and when permanent insurance earns its price.
Critical illness or disability insurance?
One pays a lump sum on diagnosis, the other replaces your income while you cannot work. Which covers the larger risk, and what work coverage misses.